EDGE is committed to helping those seeking answers, as well as to protecting health in the community. Below, we’ve begun to compile a list of programs and resources to help businesses navigate this evolving landscape.

Financial Resources

Summary of Local Financial Assistance Programs

EDGE Neighborhood Emergency Economic Development (NEED) Grant The NEED Grant was created to provide relief to neighborhood-serving businesses in our city's most distressed areas. Grants of up to $10,000 will be made to businesses located in New Markets Tax Credit Eligible Census Tracks throughout the City of Memphis that have experienced at least a 25% loss in revenue as a result of COVID-19. 

City of Memphis Micro-Loan Program - These micro-loan programs will assist Memphis businesses experiencing hardships during the COVID-19 pandemic. There are no fees to apply.

  • Economic Hardship Emergency Loan Fund - Open to all for-profit industries except, non-profit, government, religious or retail.
  • Small Business Resiliency Loan Fund - Must follow the HUD guidelines for compliance with small business lending.

Downtown Business Continuity Forgivable Loan Program - A forgivable loan for assisting existing downtown businesses impacted by the COVID-19 pandemic and related economic impacts. 

MMDC Small Business Emergency Assistance Fund - Businesses can request up to $15,000 in grant funding through this fund program.

River City Capital (Community LIFT) Recovery Loan - Up to $12,000 in funds, 60% forgivable

Pathway Lending is offering support with access to capital, educational, and technical services, including:

  • A rapid recovery loan with expedited underwriting (24-48 hours), deferred payments (6 months), lower-than-normal interest rates (4%) and extended terms (66 months).
  • A Roadmap to Resiliency virtual training class to assist business owners in navigating through uncertainties, disruptions, and quickly changing circumstances.

Grantspace has an aggregated list of available grants for small businesses, artists, individuals, and nonprofits. 

Tennessee Business Relief Program

Logo Sba

SBA and Treasury Release Paycheck Protection Program Loan Forgiveness Application

SBA Paycheck Protection Program

Calculating Payroll Costs

Find Eligible PPP Lenders

For assistance with your application, you can view the National Development Council’s Helping Entrepreneurs Complete Strong PPP Applications webinar

Paycheck Protection Program FAQs for Small Businesses

Information (via First Horizon) on what banks are asking businesses to provide if applying for PPP 

Streamlined Economic Injury Disaster Loan Application

Access all paper forms here

SBA COVID-19 Information

Definition of Economic Injury by the SBA

Businesses who would like free assistance completing their applications can register by following these steps:

  • Visit www.tsbdc.org
  • Select "Request Free Advising"
  • Select "Local Advising" and Choose Your County
  • Complete the Requested Information (it's a SBA Form 641 for confidential counseling)
  • A business counselor will contact you within 48 hours to set an appointment or start the process over the phone and/or via online video conferencing

List of National Small Business Resources


Reopening and Recovery

What's Open in Memphis (Restaurants/Attractions)?

Memphis & Shelby County to Enter Phase 1 of Back-to-Business Plan

After careful study of the data, and on the advice of medical experts including the Shelby County Health Department, the mayors of Memphis, Shelby County, and the six surrounding municipalities have determined that May 4, 2020 is the date that we can begin phase one of our Back to Business framework.

A Back-to-Business Framework for Memphis & Shelby County

TN Chamber Healthy Business Certification

Recovery Readiness - A How-To Guide for Reopening Your  Workplace (via Cushman & Wakefield)

Recovery Readiness - Industrial Solutions (via Cushman & Wakefield)

Recovery Readiness - Restoring Retail Confidence (via Cushman & Wakefield)

Workplace Readiness Essentials

CDC's Reopening Guidance for Cleaning and Disinfecting Public Spaces, Workplaces, Businesses, Schools, and Homes

UT Center for Industrial Services providing free services to small and medium manufacturers 


Tennessee Small Business Development Centers are offering informative webinars to help businesses get back up and running. 

How to Restart Your Business after COVID-19

Date: Friday, May 29th from 12:00 p.m. to 2:00 p.m.

Location: Online

Presenter: Dr. NaShawn Branch, TSBDC

This webinar course is designed for existing small business owners who were directly affected by COVID-19 and have temporarily shut down. The online course helps small business owners understand how to relaunch a business. It includes strategies for changing a business model, resources, and free tools for operating in an online virtual environment.



Virtual Financial Counseling

The Greater Memphis Financial Empowerment Center is offering virtual financial counseling, including making sure the IRS has your bank information to receive your stimulus payment, budgeting, negotiating with creditors and more. To make an appointment, click here


Greater Memphis Chamber - Business Resources Related to Covid-19

The Greater Memphis Chamber is committed to providing Business Guidance on COVID-19 for the business community. It has provided a wealth of helpful and informative tools, webinars and conference calls to help Memphis area businesses prepare and share information related to the impact of COVID-19. 

Mid-South COVID-19 Regional Response Fund

Hosted by the Community Foundation of Greater Memphis Foundation, the Mid-South COVID-19 Regional Response Fund will provide flexible funding to organizations working with community members who have been impacted by novel Coronavirus and the economic consequences of the outbreak in our region of West Tennessee, eastern Arkansas, and northern Mississippi. The Fund is designed to complement the work of public health officials and expand local capacity to address all aspects of the outbreak as efficiently as possible.


Additional Resources

More on the IRS COVID-19 Changes - Filing and Payment Deadlines FAQs

Given the #COVID19 outbreak, #IRS is suspending compliance programs temporarily to ease the burden on people facing tax issues.The IRS will also temporarily suspend many collections and enforcement activities.  Visit www.irs.gov/coronavirus for more information. 


The Centers for Disease Control and Prevention’s COVID-19 Interim Guidance for Business and Employers

Recommended strategies for employers to use now

  • Actively encourage sick employees to stay home
  • Separate sick employees
  • Emphasize staying home when sick, respiratory etiquette and hand hygiene by all employees
  • Perform routine environmental cleaning
  • Advise employees before traveling to take certain steps

CDC Guidance for Hosting Events



Resources for Exporters

The Export Import Bank of the U.S. (EXIM) is committed to fully supporting the U.S. exporting community during this crisis. Their page will be updated with any information about EXIM's response activities.

During the COVID-19 crisis, The US Commercial Service will be offering its Western Hemisphere Best Prospects Industries Webinar Series for Free to its clients


Preparing Your Office for Remote Work

ProTech Services Group has provided some good information on the Chamber's blog about preparing your office for remote work.

OSHA Workplace Safety Tips for Coronavirus

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